A very good friend of ours sent us a rather long message about living our lives to its fullest. It was a good reminder for Art and me. We have lived our lives frugally since we married over 40 years ago. We grew up in times that we would now consider ourselves poor although we didn't feel it acutely as children since everybody in our community was in the same boat. However, the feeling of needing to economize is ingrown and difficult to shed.
Art loves to travel but he makes sure we are doing so as economically as we can. He will then keep track of every expenditure both abroad and at home.
LIVING A FULL LIFE
Some of us are between 65 and more i.e. old.
1. It’s time to use the money you saved up. Use it and
enjoy it. Don’t just keep it for those who may have no notion of the sacrifices
you made to get it. Remember there is nothing more dangerous than a son or
daughter-in-law with big ideas for your hard-earned capital.
Warning: This is also a bad time for investments, even if
it seems wonderful or fool-proof. They only bring problems and worries. This is
a time for you to enjoy some peace and quiet.
2. Stop worrying
about the financial situation of your children and grandchildren. Don’t feel
bad spending your money on yourself. You’ve taken care of them for many years, and
you’ve taught them what you could. You gave them an education, food, shelter
and support. The responsibility is now theirs to earn their own money.
3. Keep a healthy
life, without great physical effort. Do moderate exercise (like walking every
day), eat well and get your sleep. It’s easy to become sick, and it gets harder
to remain healthy. That is why you need to keep yourself in good shape and be
aware of
your medical and physical needs. Keep in touch with your
doctor, do tests even when you’re feeling well. Stay informed.
4. Always buy the
best, most beautiful items for your significant other.
5. Don’t stress
over the little things, like paying a little extra on price quotes. You’ve
already overcome so much in your life. You have good memories and bad ones, but
the important thing is the present. Don’t let the past drag you down and don’t
let the future frighten you. Feel good in the now. Small issues will soon be
forgotten.
6. Regardless of
age, always keep love alive. Love your partner, love life, love your family,
love your neighbor and remember: A man is not old as long as he has
intelligence and affection.
7. Be proud, both
inside and out. Don’t stop going to your hair salon or barber, do your nails,
go to the dermatologist and the dentist. Keep your perfumes and creams well
stocked. When you are well-maintained on the outside, it seeps in, making you feel
proud and strong.
8. Don’t lose
sight of fashion trends for your age, but keep your own sense of style. There’s
nothing worse than an older person trying to wear the current fashion among
youngsters. You’ve developed your own sense of what looks good on you, keep it
and be proud of it. It’s part of who
you are.
This is a rather long piece so I'm going to stop here. The rest of the piece advises you to be social, staying up to date with current events, respecting the younger generation, living in the present, embracing your golden years, not living with your children but having someone else live with you if you don't want to be alone, keeping your hobbies, not dwell on your pain, forgiving people, enjoying your faith but not foisting it on others, laugh, and not worry about what others think.
It's a lot to think about and be reminded of.
Ummm... there's a couple of things I've been thinking about getting. I believe now is the time. And yet...
I still think it's necessary to save because you should see what retirement/nursing homes cost these days in Hawaii!